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All Salal accounts and loans are subject to credit approval. Rates are current as of 9:30 a.m. PT on June 22, 2025, and are subject to change without notice. Refer to our Business Membership & Account Agreement here and the Business Product & Fee Disclosure for your account type for additional terms and conditions that apply to your account, including fees, how interest is calculated, and early withdrawal penalties on certificates. Fees can reduce earning on accounts.
APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Table Scrolls Right.
| ACCOUNT | MINIMUM DAILY BALANCE REQUIREMENT | INTEREST RATE | APY. |
|---|---|---|---|
| IOLTA POOLED | $0.01 – $9,999.99 | 0.35% | 0.35% |
| $10,000.00 – $24,999.99 | 0.50% | 0.50% | |
| $25,000.00 – $49,999.99 | 0.75% | 0.75% | |
| $50,000.00 – $99,999.99 | 1.00% | 1.00% | |
| $100,000.00 – $249,999.99 | 1.49% | 1.50% | |
| $250,000.00 – $499,999.99 | 1.74% | 1.75% | |
| $500,000.00 – $999,999.99 | 1.98% | 2.00% | |
| $1,000,000.00 + | 2.23% | 2.25% | |
| INDIVIDUAL ATTORNEY TRUST | $0.01 – $9,999.99 | 0.35% | 0.35% |
| $10,000.00 – $24,999.99 | 0.50% | 0.50% | |
| $25,000.00 – $49,999.99 | 0.75% | 0.75% | |
| $50,000.00 – $99,999.99 | 1.00% | 1.00% | |
| $100,000.00 – $249,999.99 | 1.49% | 1.50% | |
| $250,000.00 – $499,999.99 | 1.74% | 1.75% | |
| $500,000.00 – $999,999.99 | 1.98% | 2.00% | |
| $1,000,000.00 + | 2.23% | 2.25% |
APY = Annual Percentage Yield. Fees could reduce earnings on the account.
Table Scrolls Right.
| ACCOUNT | MINIMUM DAILY BALANCE REQUIREMENT | INTEREST RATE | APY |
|---|---|---|---|
| BUSINESS SAVINGS | $250.00 – $9,999.99 | 0.05% | 0.05% |
| $10,000.00 – $24,999.99 | 0.10% | 0.10% | |
| $25,000.00 – $49,999.99 | 0.10% | 0.10% | |
| $50,000.00 – $99,999.99 | 0.10% | 0.10% | |
| $100,000.00 – $249,999.99 | 0.10% | 0.10% | |
| $250,000.00 + | 0.10% | 0.10% |
APY = Annual Percentage Yield. $25.00 minimum opening balance. Fees could reduce earnings on the account.
Table Scrolls Right.
| ACCOUNT | MINIMUM DAILY BALANCE REQUIREMENT | INTEREST RATE | APY |
|---|---|---|---|
| BUSINESS MONEY MARKET | $2,500.00 – $9,999.99 | 0.35% | 0.35% |
| $10,000.00 – $24,999.99 | 0.50% | 0.50% | |
| $25,000.00 – $49,999.99 | 0.75% | 0.75% | |
| $50,000.00 – $99,999.99 | 1.00% | 1.00% | |
| $100,000.00 – $249,999.99 | 1.49% | 1.50% | |
| $250,000.00 – $499,999.99 | 1.74% | 1.75% | |
| $500,000.00 – $999,999.99 | 1.98% | 2.00% | |
| $1,000,000.00 + | 2.23% | 2.25% |
APY = Annual Percentage Yield. $2,500 minimum opening balance. Fees could reduce earnings on the account.
Table Scrolls Right.
| ACCOUNT | MINIMUM DAILY BALANCE REQUIREMENT | INTEREST RATE | APY |
|---|---|---|---|
| BUSINESS CHOICE CD Terms from 6-18 months | $500.00 – $9,999.99 | 0.03% | 0.03% |
| $10,000.00 – $24,999.99 | 0.05% | 0.05% | |
| $25,000.00 – $49,999.99 | 0.07% | 0.07% | |
| $50,000.00 – $99,999.99 | 0.10% | 0.10% | |
| $100,000.00 – $249,999.99 | 0.13% | 0.13% | |
| $250,000.00 – $499,999.99 | 0.15% | 0.15% | |
| $500,000.00 – $999,999.99 | 0.17% | 0.17% | |
| $1,000,000.00 + | 0.20% | 0.20% |
APY = Annual Percentage Yield. $500.00 minimum opening balance. Fees could reduce earnings on the account. Up to three (3) additional deposits are allowed during the term with each not to exceed the initial deposit amount. Interest is calculated and compounded monthly.
At our discretion, we may allow you to withdraw all or part of your funds during the term; however, such withdrawals are subject to the following early withdrawal penalties: Less than 6 month term—an amount equal to 30 days interest; 6-12 month term the amount equal to 90 days interest; 12+ month term the amount equal to 180 days interest. If the CD has not yet earned enough interest or if the interest has already been paid, the penalty will be deducted from the principal.
Table Scrolls Right.
| PRODUCT | APR |
|---|---|
| BUSINESS CLASSIC CREDIT CARD | 14.49% |
| BUSINESS REWARDS CREDIT CARD | 16.49% |
APR= Annual Percentage Rate. Rates, fees, and terms are subject to change without notice. Fees on transfers will be 2% of each transfer amount ($10 minimum). The account is a variable rate and is subject to change as it is tied to WSJ Prime plus the applicable margin of 5.99% for Business Classic and 7.99% for Business Rewards. All new applications are subject to terms, conditions, and credit approval.
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